I have been managing my own money for over 15 years: in 2000, I gave up the safety of a bank salary and non-contributory pension to lead a management buyout.  I found myself with a couple of legacy final salary entitlements and a small pension pot in “Zombie” fund manager, Phoenix Group.  My pension manager

Last time I blogged I talked about my top down approach to asset allocation and how I used the Salty Dog data www.saltydoginvestor.com.  What should your investment horizon be? The Salty approach seems to promote churning. Buy when performing, sell when not, then reinvest. I would like to emphasise that I don’t “actively trade”, I

In my previous blog, I walked through my portfolio history to give a feel for how I decide my allocations. I hope also that you will get out of this is a feeling for my cognitive biases and people’s generally. I have a number of observations to make about good and bad habits, some learnt

In Mark’s blog Confessions of a Private Investor, he laid out his position as a top-down investor, with rebalanced asset allocation according to economic / market cycles. The momentum style used to select funds that he invests in does have a lot of sense to it - selling the losers, picking up the winners and